Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Accidents can happen, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, how to determine liability, along with legal options for pursuing a claim.

Common Uber Injuries

Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: When another driver causes the accident, they may be held responsible.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a uber accident lawsuit lawyer ride, en route, or carrying passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

How to File a Legal Action for Uber Injuries

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.